It Pays to Shop Around

Health insurance is a must. Here’s how to get the best deal on the right plan for you.

Medical expenses can add up quickly. In fact, health-related costs are a leading cause of bankruptcy in America today. That makes adequate health insurance a must. But health insurance can be a tricky thing for entrepreneurs. Without the benefit of an employer-sponsored plan, self-employed individuals are left to fend for their own health insurance needs. That dilemma alone is often a major obstacle for people who want to take the plunge into business ownership. On the other side of the equation are small-business owners searching for affordable benefits so they can attract and retain quality people. Read more

Creating Job Security by Becoming the Boss

I recently received an e-mail from a business owner and new author whose book release has been delayed by the publisher. She says the book explains how to turn a product idea into a profitable business, but the publisher and booksellers are telling her people simply aren’t taking “risks” right now.

Undoubtedly, it’s more important than ever to be cautious with our income and assets. But starting a business can be a very wise investment of your time and money — if you do it right. And with the uncertainty of the economy and fewer “secure” jobs available, becoming an entrepreneur or independent professional is an option many women are examining more closely. In our recent poll, more than half of you said you were either starting a business or taking on freelance or contract work in an effort to create financial security in your life. Read more

Still Balancing a Checkbook?

As you pursue your business objectives, it’s important to set and maintain personal financial goals—to make your money work for you as hard as you work for it! The reason most people don’t save enough or invest enough is that they have no idea what’s coming in—and how it’s flowing out. Cash slips through their fingers. Multiple credit card statements make it tough to track spending. And somehow the money is gone! Read more